Financial/Expense Assistance

Results: 30

• Assistive Technology Equipment Loan (2)
  LH-0650.0250

  Assistive Technology Equipment Loan

  LH-0650.0250
  
  Programs that enable individuals who have physical or sensory limitations to borrow the assistive technology products they require at no charge. Loans may be long or short-term in nature and the devices are returned once the agreed-upon period of time has elapsed.
• Assistive Technology Purchase Assistance (1)
  LH-0650.0290

  Assistive Technology Purchase Assistance

  LH-0650.0290
  
  Programs that pay all or a portion of the costs associated with purchasing assistive technology products and/or services including cognitive/learning devices, control and signaling aids, daily living aids, hearing augmentation aids, mobility aids, prosthetic/orthotic/seating devices, recreational aids, speech aids and visual/reading aids. Included are programs that pay for needed assistive technology products outright or provide or arrange for interest-free, low-interest or market rate loans to finance the purchase.
• Bankruptcy Assistance (1)
  DM-1800.1000

  Bankruptcy Assistance

  DM-1800.1000
  
  Programs that provide assistance for people who are unable to pay their creditors and need to declare bankruptcy. Included may be help in evaluating a personal or business bankruptcy as an option, assistance in completing and filing bankruptcy forms and/or representation in bankruptcy hearings.
• Checking/Savings Accounts (1)
  TB-0700.2100-145

  Checking/Savings Accounts

  TB-0700.2100-145
  
  Financial organizations that allow people to place money on deposit in accounts where money can be withdrawn by writing a check (checking accounts), or in interest-bearing accounts (savings accounts) from which withdrawals can be made usually only by presentation of a passbook or by written authorization on a prescribed form.
• Clothing Vouchers (1)
  BM-6500.1500-130

  Clothing Vouchers

  BM-6500.1500-130
  
  Programs that supply coupons that can be exchanged in designated thrift shops or nonprofit organizations for clothing.
• Electric Service Payment Assistance (6)
  BV-8900.9300-180

  Electric Service Payment Assistance

  BV-8900.9300-180
  
  Programs that pay all or a portion of the electric service expenses of people whose electricity has been or is at risk of being shut off including any reconnection fees that may apply. Also included are non-emergency programs like those funded through the federal Low Income Home Energy Assistance Program (LIHEAP), also referred to as LIEAP or HEAP in some states, that provide home energy assistance, generally in the form of a credit, for low-income households that apply. The assistance is usually available once per calendar year (or heating season). Electric service payment assistance programs may have age, income, disability, need or other eligibility requirements.
• Eviction Prevention Legal Assistance (1)
  FT-4500.1800

  Eviction Prevention Legal Assistance

  FT-4500.1800
  
  Programs that provide assistance for people are being evicted, either wrongfully or with reason, from their apartments or other rental property. Also included are programs that attempt to prevent eviction and possible homelessness by providing mediation services to negotiate a compromise between an individual and the landlord.
• Gas Service Payment Assistance (6)
  BV-8900.9300-250

  Gas Service Payment Assistance

  BV-8900.9300-250
  
  Programs that pay all or a portion of the gas service expenses of people whose gas has been or is at risk of being shut off including any reconnection fees that may apply. Also included are non-emergency programs like those funded through the federal Low Income Home Energy Assistance Program (LIHEAP), also referred to as LIEAP or HEAP in some states, that provide home energy assistance, generally in the form of a credit, for low-income households that apply. The assistance is usually available once per calendar year (or heating season). Gas service payment assistance programs may have age, income, disability, need or other eligibility requirements.
• Heating Fuel Payment Assistance (5)
  BV-8900.9300-300

  Heating Fuel Payment Assistance

  BV-8900.9300-300
  
  Programs that pay all or a portion of the home heating fuel expenses of people who are unable to purchase the resources to heat their homes without assistance. Also included are non-emergency programs like those funded through the federal Low Income Home Energy Assistance Program (LIHEAP), also referred to as LIEAP or HEAP in some states, that provide home energy assistance for low-income households that apply, usually once per calendar year; and programs that pay for firewood, propane, butane, kerosene, coal or other bulk fuels that are used for heating or cooking purposes in situations where people have no other means of acquiring them. Heating fuel payment assistance programs may have age, income, disability, need or other eligibility requirements.
• Home Rehabilitation Loans (5)
  BH-3000.3550-360

  Home Rehabilitation Loans

  BH-3000.3550-360
  
  Programs that provide loans for income-eligible people who want to repair or modify their homes or mobile homes to make them energy-efficient, attractive, safe and free of health hazards; or which help eligible individuals find loans for this purpose. Most loan programs cover major repairs, system upgrades and replacements (e.g., plumbing, heating or electrical systems) but not minor repairs. Included are conventional home rehabilitation loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time). The forgiven part of a forgivable loan amounts to a contingent grant. If the borrower sells the home prior to the specified time period, all or part of the loan is due. A common variation is to have portions of the loan forgiven gradually over a period of years.
• Household Goods Vouchers (1)
  BM-3000.3000

  Household Goods Vouchers

  BM-3000.3000
  
  Programs that supply coupons that can be exchanged in designated thrift shops or nonprofit organizations for furniture, appliances, bedding and other household items.
• Housing Expense Assistance (16)
  BH-3800

  Housing Expense Assistance

  BH-3800
  
  Programs that pay current housing bills or finance new living accommodations for people who are otherwise unable to provide for their housing needs. Housing expense assistance programs may have age, income, disability, need or other eligibility requirements.
• Low Income/Subsidized Rental Housing (4)
  BH-7000.4600

  Low Income/Subsidized Rental Housing

  BH-7000.4600
  
  Housing programs that make rental housing more readily available to homeless people and/or low-income individuals and families (those below 50% of the area's median income). Some complexes or housing units may be reserved for low-income older adults, people with disabilities and/or other special populations.
• Low Interest Loans (6)
  NT-6400.4500

  Low Interest Loans

  NT-6400.4500
  
  Programs that provide personal loans for people who qualify on the basis of income at interest rates that are below those obtainable on the conventional loan market.
• Medical Care Expense Assistance (1)
  LH-5100.5000

  Medical Care Expense Assistance

  LH-5100.5000
  
  Programs that pay the hospital bills, doctor bills, rehabilitation service bills, laboratory expenses or other health care expenses of people who are unable to obtain necessary health care without assistance. Also included are programs that provide vouchers which enable eligible individuals to obtain medical care. Medical bill payment assistance programs may have age, income, disability, need or other eligibility requirements.
• Medical Expense Assistance (8)
  LH-5100

  Medical Expense Assistance

  LH-5100
  
  Programs that pay the health care expenses of people who are unable to obtain necessary care without assistance. Medical expense assistance programs may have age, income, disability, need or other eligibility requirements.
• Medicare (1)
  NS-8000.5000

  Medicare

  NS-8000.5000
  
  A federally funded health insurance program administered by the Centers for Medicare & Medicaid Services (CMS) under the U.S. Department of Health and Human Services for people age 65 and older; for individuals with disabilities younger than age 65 who have received or been determined eligible for Social Security Disability benefits for at least 24 consecutive months; and for insured workers and their dependents who have end stage renal disease and need dialysis or a kidney transplant. As with ESRD, the 24-month waiting period is waived for disability beneficiaries diagnosed with Amyotrophic Lateral Sclerosis (ALS, also called Lou Gehrig's disease). Premiums, deductibles and co-payments or out-of-pocket costs apply to Medicare coverage for most people. Special programs that assist with paying some or all of these costs are available for low income individuals who qualify. Medicare has four parts, but not every Medicare beneficiary has every part. Medicare Part A (Hospital Insurance) covers inpatient hospital stays, care in a skilled nursing facility, hospice care and home health care that meets the program eligibility criteria. Medicare Part B (Medical Insurance) covers services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, preventive services and more. Together, Medicare Part A and Part B are called Original Medicare. Medicare Part C enables private insurance companies to offer Medicare Advantage (MA) Plans under contract with CMS that provide all Part A and Part B benefits to plan enrollees. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans and Medicare Medical Savings Account Plans. Some plans offer extra benefits and services that aren't covered by Original Medicare, sometimes for an extra cost; and most (but not all) include Medicare prescription drug coverage. Medicare Part D (Medicare prescription drug coverage) is an optional benefit that helps beneficiaries cover the cost of prescription drugs. The plans are offered by insurance companies and other private companies approved by Medicare and add prescription drug coverage to Original Medicare, some Medicare Private-Fee-for-Service Plans and Medicare Medical Savings Account Plans.
• Personal Financial Counseling (7)
  DM-6500

  Personal Financial Counseling

  DM-6500
  
  Programs that help people who are having difficulty paying their monthly bills gain control of their finances. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses; and agreement on a short-term plan for repayment of creditors which may include debt consolidation or other strategies and a longer term plan for realizing personal financial goals.
• Rent Payment Assistance (9)
  BH-3800.7000

  Rent Payment Assistance

  BH-3800.7000
  
  Programs that make rental payments for people who are at risk of eviction without assistance. Also included are rent supplement programs that provide assistance with ongoing monthly rental costs. Rent payment assistance programs may have age, income, disability, need or other eligibility requirements.
• SSI (1)
  NL-1000.8100

  SSI

  NL-1000.8100
  
  A federal income maintenance program administered by the Social Security Administration that provides basic financial assistance in the form of monthly checks for people who are age 65 and older, blind or have a disability and who have little or no income and resources. Some states supplement SSI checks for certain categories of recipients. If the state's supplemental payment is federally administered, individuals are automatically assessed for SSP eligibility when they apply for SSI and the supplemental payment is included in their SSI check. If a state administers its own supplemental payments, individuals must apply separately at the state agency.
• Student Financial Aid (28)
  HL-8000

  Student Financial Aid

  HL-8000
  
  Programs that enable students who demonstrate financial need to obtain the financial assistance they require to meet their educational and living expenses while in school. Most students receive a financial aid package which includes aid from a combination of sources that may include loans, scholarships, grants, work-study awards, and fellowships or assistantships for graduate students. Also included are programs that help current and former students make arrangements to defer, repay or obtain forgiveness for student loans.
• Subsidized Home Acquisition (2)
  BH-7000.8100

  Subsidized Home Acquisition

  BH-7000.8100
  
  Programs that make housing more readily available to middle or low-income individuals and families or other identified groups by offering lower priced or cooperative housing and/or affordable payment plans, arranging for interest or mortgage subsidies for people who qualify on the basis of income, or by providing mortgage-free homes, generally for designated populations.
• TANF (2)
  NL-1000.8500

  TANF

  NL-1000.8500
  
  A state program with matching federal block grant funds administered by the county or the state under state guidelines that provides time-limited cash assistance for needy families with (or expecting) children as well as job preparation, work opportunities and access to supportive services such as child care which enable parents receiving assistance to leave the program and become self-sufficient. TANF, which ends the federal entitlement known as AFDC, creates a five-year lifetime limit on cash assistance for most adult recipients; requires that recipients be working or participating in a work-related activity within two years and cooperate with comprehensive child support enforcement efforts including paternity establishment; and contains special live at home and stay in school provisions for teenage parents. States have wide latitude in structuring their TANF programs and may obtain waivers which exempt them from specific federal requirements. Recipients may receive monthly checks or be given electronic benefit transfer (EBT) cards which allow them to access their cash benefits at automated teller machines (ATMs) or point of sale (POS) equipment that is located in grocery stores, banks and other commercial locations.
• Telephone Service Payment Assistance (2)
  BV-8900.9300-850

  Telephone Service Payment Assistance

  BV-8900.9300-850
  
  Programs that pay all or a portion of the telephone expenses of people whose telephone service has been or is at risk of being disconnected including any reconnection fees that may apply. Also included are programs that help qualified low-income consumers connect or hook up to the telephone network by paying a portion of the hook-up fee or encourage telephone companies to offer a deferred payment schedule for hook-up charges. Telephone service payment assistance programs may have age, income, disability, need or other eligibility requirements.
• Temporary Financial Assistance (21)
  NT

  Temporary Financial Assistance

  NT
  
  Programs that provide assistance for people who are experiencing an unexpected financial shortfall and have insufficient resources to obtain essential services or to meet expenses in situations where financial assistance related to their specific circumstance is unavailable. Monetary assistance may be in the form of cash, loans, checks or vouchers.
• Transportation Expense Assistance (18)
  BT-8300

  Transportation Expense Assistance

  BT-8300
  
  Programs that provide immediate cash, bus tokens, loans, loan/insurance payment support or other forms of financial assistance for people who otherwise have no means of transportation. Transportation expense assistance programs may have age, income, disability, need or other eligibility requirements.
• Unemployment Insurance Benefits Assistance (1)
  FT-1000.8900

  Unemployment Insurance Benefits Assistance

  FT-1000.8900
  
  Programs that provide assistance for people who are having difficulty understanding and/or obtaining the full benefits to which they are entitled by law through their state Unemployment Insurance program. The programs may help people understand the eligibility criteria for unemployment insurance benefits, the benefits provided by the program, and the rights of beneficiaries; provide consultation and advice; help them complete unemployment application forms; negotiate on their behalf with unemployment insurance benefits staff; prepare a written appeal; and/or represent them in administrative hearings or judicial litigation. Included are organizations that offer a range of advocacy services as well as legal aid programs which offer more formalized legal assistance.
• Utility Assistance (8)
  BV-8900

  Utility Assistance

  BV-8900
  
  Programs that provide financial assistance for people who are at risk for having their utilities shut off; offer discounted utility services; provide disconnection protection; arrange for notification regarding pending disconnection; make available special services such as large print utility bills or levalized energy bill payment arrangements which support people's ability to make their payments; or supply wood, propane, butane or other fuel for heating or cooking purposes in situations where people have no other means of acquiring them. Utility assistance programs may have age, income, disability, need or other eligibility requirements.
• Utility Service Payment Assistance (4)
  BV-8900.9300

  Utility Service Payment Assistance

  BV-8900.9300
  
  Programs that pay all or a portion of the utility bills of people whose utilities have been or are at risk of being shut off including any reconnection fees that may apply. Also included are non-emergency programs like those funded through the federal Low Income Home Energy Assistance Program (LIHEAP), also referred to as LIEAP or HEAP in some states, that provide home energy assistance, generally in the form of a credit, for low-income households that apply. The assistance is usually available once per calendar year (or heating season). Utility bill payment assistance programs may have age, income, disability, need or other eligibility requirements.
• Water Service Payment Assistance (3)
  BV-8900.9300-950

  Water Service Payment Assistance

  BV-8900.9300-950
  
  Programs that pay all or a portion of the water service expenses of people whose water has been or is as risk of being shut off including any reconnection fees that may apply. Included are programs that provide assistance with combined water/sewer bills in communities where sewer payments are bundled with payments for water services. Water service payment assistance programs may have age, income, disability, need or other eligibility requirements.